Top tips on how to save for Christmas

As Christmas is approaching fast I wanted to put together a list of top tips on how to save for Christmas  2018!

 

  • Set up a standing order into another one of your bank accounts weekly/monthly and Don’t touch it.
  • Look for bargains throughout the year.
  • I like to go window shopping first and take photo’s of everything I want to buy the children and then go home and google to find where is the cheapest.
  • Have a look at what you don’t use anymore and do car boot sales.
  • Save your points i.e Tesco, boots and use them towards gifts and treats.
  • Asda does a saving’s card which you can add money to at any time and then use it at Christmas.
  • Symths toy shop also do a savings card where you can add money to each month
  •  Toys R us do a layaway scheme where you can go shopping for what you want and pay a 10% deposit there and then and then instalments.  (Although I find this shop quite expensive for some toys)
  • Park offers a saving scheme too, my mum has saved with park this year.
  • If you are going to use a credit card, use a 0% on new purchases card so you don’t pay any interest.
  • Have a look on facebook selling sites or eBay for unwanted gifts that might appeal to you.
  • Pick up one Christmas food treat a week.
  • Have a look online for discount codes.
  • Check out reviews first online to avoid disappointment.
  • Write a list and stick to it.
  • Look for outlet shops.
  • Try and handmake some gifts.
  • Search promotions online when browsing.
  • Buy your Christmas crackers and cards just after Christmas, you save £££

 

 

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